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A car represents one of the most substantial purchases you are likely to make in a given year. The key to striking the best deal and getting the vehicle you need is to spend some time doing your research. Use the advice that follows below and you will have the facts you need to make a smart decision.
Never go with the set price of a car when you’re car shopping. Usually people price things knowing that they’ll have to lower it when the buyer gets there. If you are paying with cash, it doesn’t hurt to tell them that either. People that see a lot of money are more likely to let it go for less.
Do your research before you even step foot on a car lot. You want to have an educated position when it comes to such a large purchase. It is a good idea to know what models you are interested in, and what the fair price is for those specific cars.
If you are car shopping and want to test drive some different cars, make sure you bring your license and insurance card with you. Many dealers will want a photo copy of them before you drive. This is just to protect them in case someone steals or damages a car. If you do not have them with you, they might not let you test drive.
Don’t give out a social security number too quickly; be cautious. Dealers will use it to check your credit report when you give it to them. Having multiple dealerships check your credit will have a negative effect on your score. First have an ironclad deal before giving your SS number.
Ask if you can have an independent mechanic do an inspection. Be sure to have a trustworthy mechanic standing by. Stay away from the dealer’s mechanic. Your mechanic should tell you both whether the car runs well and whether it’s priced appropriately.
Talk to your bank or credit union before you head out to the dealership when you are in the market for a car. Find out how much of a loan you are eligible for. This way, you will know how much you can afford to spend, and you will know what kind of car to look for.
One important thing to keep in mind is the overall average value of cars in your country. By knowing the general value, you can see if the car lot where you are shopping is overcharging or not. If you feel all their prices are too high, simply move on to the next one.
If you cannot find the exact car that you want, ask your dealership if they can order it for you. Most domestic cars can be custom ordered with the exact upgrades and options that you want. Even used cars are often easy for car dealerships to find and have shipped to their location. You will have to wait a bit longer for this option, but it might be worth it if you have your heart set on something specific.
Watch out for dealership advertising fees. These are often tacked on to new car purchases, and you should not have to pay them. Car dealerships have to advertise as part of doing business, and many shoppers who challenge this fee will win. If your salesman will not remove this fee, ask to speak with a manager.
Financing is often more affordable when you get it from an institution other than the dealership themselves. The rates they offer aren’t great, but they’re sometimes open to lending you money when your credit is bad, unlike a bank. Check out all of your financing options and find out how much you’ll be approved for before you approach the lot.
If you don’t have friends or family in your area to ask for advice from, check the Better Business Bureau’s website to find out how the dealers in your area are dealing with customers. This will allow you to at least remove those with many complaints from your list of options.
How the staff at a dealership treats you when you arrive and thereafter show a lot about how they work. If the same salesperson takes you from start to finish, you have a good lot. If they pass you off to a high pressure “closer,” you might want to head to another location.
Take fuel economy into account when calculating the cost of a vehicle. When you are determining your monthly car payments, figure out how much you’ll end up paying for gas each month based on the fuel economy of the car. A more expensive fuel-efficient car and a less-expensive gas guzzler may end up costing you the same amount out of pocket each month after you’ve figured in the amount you’ll spend on gas.
A certified used vehicle does not guarantee that the vehicle is in good condition. This is just a new way for car dealers to trick people into thinking that they are guaranteed a high quality used vehicle. Do not fall for it. Research certified vehicles just as you would any other to fully protect yourself.
If you are considering purchasing a used car, you might want to buy a membership to AAA. There is a little bit of unknown when buying a used vehicle. If you have the AAA membership, they will come and help you if you have trouble. They will even tow your car for free to have it fixed.
Hone your negotiation skills before you go to the lot. Practice with friends and family to help you prepare for the big day. Read online to find out what sort of sales tactics dealers use. This will give you the answer to any question they ask, keeping the power in your hands.
New car shopping is stressful simply because it involves spending such a great deal of money. Education is critical to making a wise choice, given the abundance of choices available. Review the information above as needed, and the process really can be easier than you may have ever imagined it could be.
